11. Porn Story Time
The loser has to buy an XXX-rated magazine or book and look at it with the winner, reading articles out loud at winner's request.
12. On Location
The loser has to have sex in the unusual location of the winner's choice. A sleazy motel room at lunchtime, the office, the bathroom of an airplane have all been popular choices.
13. Merry Maid
The loser has to perform a household chore of the winner's choice, such as mopping floor, cleaning garage, etc. Attire may be specified by winner.
14. Exhibition Match
Loser has to let the winner watch him or her masturbate to orgasm. Winner gets to orchestrate details such as location, attire, etc.
15. Bad Boy/Bad Girl
The winner spanks the loser. Hand? Hairbrush? Sweet little riding crop? Winner's choice. Can be reversed.
16. Close Shave
Loser shaves her pubic hair — or winner does it instead.
17. Oral Cravings
The loser performs oral sex on the winner for the duration specified in the bet (or until the winner gives up).
18. Sex Slave
The loser has to be the winner's sex slave for a specified duration, following all instructions without complaint. Elements from other penalties can be combined in this lollapalooza of a penalty.
19. Phone Sex
At a prearranged time, the loser calls the winner and talks dirty as both masturbate to orgasm. This is great for business trips.
20. My Baby She Wrote Me a Letter
The loser has to write the winner a letter, describing what he or she most enjoys about the other sexually or detailing some future sexual encounter he or she would enjoy.